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To help you achieve your budgeting goals, we have compiled a list of budgeting apps that may further support you. 

Buy now, pay later (BNPL) is another payment plan option for purchases. Learn whether it can help build credit and increase credit scores. 

Your credit report and score are essential building blocks for financial wellness. Here are the steps to rebuild your credit and raise your credit score, or to establish credit for the first time. 

The CFPB is lowering the credit card late fee from $30 for a first missed payment, and $41 for a subsequent late payment to $8. However, you will still want to avoid paying any late fee at all, and more importantly, avoid late payment that will damage your credit.